Digits
Digits is an AI-native general ledger and accounting platform for small businesses and accounting firms, automating bookkeeping, month-end close, bill pay, invoicing, and real-time financial reporting.
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⚡ At a glance
Best for: Small business owners and accounting firms wanting a modern, AI-first alternative to QuickBooks or Xero
✓ Genuinely AI-native architecture—not legacy software with AI features layered on top
✗ Pricing is not publicly listed on the site, making cost comparison difficult before signing up
An honest editorial snapshot from this tool's profile — not a paid placement.
Digits is built as an AI-native accounting system—not a legacy tool with AI bolted on—offering 24/7 automated transaction categorization, agentic month-end close, AI-driven accrual workflows, and live financial dashboards. It connects to 12,000+ financial institutions and supports both business owners managing their own books and accounting firms serving multiple clients. Features include bill pay, invoicing, mobile apps, and a developer API/MCP for extensibility.
Best for: Small business owners and accounting firms wanting a modern, AI-first alternative to QuickBooks or Xero
Key Features
- AI-native automated bookkeeping (24/7 transaction categorization)
- Agentic month-end close (Agentic General Ledger™)
- Automated accrual schedules and reconciliations
- Real-time financial dashboards and KPIs (burn, runway, revenue)
- AI-powered bill pay and invoicing
- Interactive financial reporting
- Connects to 12,000+ financial institutions
- Native iPhone and iPad mobile apps
- Digits for Firms (multi-client accounting firm portal)
- Developer API and MCP (open, extensible)
- Secure document vault with envelope encryption
- Accounting firm directory for finding partners
How to use Digits
- Start a free 30-day trial and connect your bank, card, and payroll accounts
- Let Digits AI auto-categorize and reconcile your transactions
- Check your live dashboards for cash, spending, and financial health
- Use Ask Digits to get instant answers about your finances
- Send invoices and pay bills directly from the platform
Pros
- Genuinely AI-native architecture—not legacy software with AI features layered on top
- Significant time savings reported by users (one example: 4 hours/day down to 15–20 minutes)
- Covers a broad workflow in one platform: bookkeeping, close, bill pay, invoicing, and reporting
- 12,000+ bank integrations and a free, open developer API for extensibility
- Strong traction with accounting firms via dedicated Digits for Firms product
Cons
- Pricing is not publicly listed on the site, making cost comparison difficult before signing up
- Relatively new and less battle-tested than incumbents like QuickBooks or Xero with decades of ecosystem depth
- Limited third-party integrations beyond financial institutions—app ecosystem is much smaller than QBO
- Payroll is not a native feature; must rely on external payroll tools
- AI categorization, while improving, can still require human review and correction, especially for complex or unusual transactions
- No public desktop/Windows app—primarily web and iOS only
Pricing Details
| Pricing type | Paid |
Digits Pricing
Digits pricing — 3 plans: Essentials ($65/mo) · Core (Most Popular) ($100/mo) · Pro ($250/mo). Compare monthly and yearly costs below.
🔎 Prices verified Jul 2026 · View live pricing →
⚠️ 30-day free trial available. U.S.-based entities only. No setup fees; multi-entity businesses need a separate subscription per business.
Essentials
$65/mo
$65/mo
- ✓ For solopreneurs and early-stage businesses
- ✓ Live dashboards & financials, invoicing & bill pay
- ✓ 24/7 AI bookkeeping & reconciliation
- ✓ Ask Digits (AI financial assistant)
- ✓ Banking & payroll integrations (12,000+ institutions)
Core (Most Popular)
$100/mo
$100/mo
- ✓ For small businesses and growing companies
- ✓ Everything in Essentials, plus:
- ✓ Native Stripe, Ramp, BILL integrations
- ✓ Custom dashboards, dimensional accounting (department/location)
- ✓ Department-level payroll breakdowns
Pro
$250/mo
$250/mo
- ✓ For scaling businesses with internal finance teams
- ✓ Everything in Core, plus:
- ✓ Auto-updated schedules (depreciation, amortization, accruals)
- ✓ Agentic close (automated month-end close)
- ✓ Custom management reporting for investors/stakeholders
See Current Pricing →
Pricing may change — always verify on the official site.
- Startups and small businesses replacing QuickBooks with an AI-automated general ledger
- Accounting firms managing month-end close and bookkeeping for multiple clients at scale
- Business owners needing real-time cash flow visibility, burn rate, and runway metrics without manual effort
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See how Digits compares side-by-side with similar tools
Digits Current |
Ramp
|
Pigment
|
FreshBooks
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|---|---|---|---|---|
| Rating | ★★★★☆ 4.1 | ★★★★½ 4.3 | ★★★★½ 4.3 | ★★★★½ 4.3 |
| Trust Score | 82/100 | 86/100 | 86/100 | 86/100 |
| Pricing |
Essentials
$65/mo
Core (Most Popular)
$100/mo
Pro
$250/mo |
Ramp Free
$0/mo per user
Ramp Plus
$15/mo per user + p…
Ramp Enterprise
Custom |
Enterprise (custom plan + licenses)
Custom |
Lite
$23/mo
Plus
$43/mo
Premium
$70/mo
Select
Custom |
| Data updated | 1 month ago | 1 month ago | 1 month ago | Not yet |
| Try → | Compare → | Compare → | Compare → |
About Trust Score
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